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Inhale. Consolidate.. Exhale…

Combine your multiple debts into one easy to manage loan. OneLoan helps you breathe a little easier.

1 Account – 0 Headaches

Consolidating your debts into one loan helps reduce stress and creates time to spend on other important, positive things.

Free Up Cash Flow

Merging your debts into one account repayable over time allows you to free up cash flow and begin a solid saving plan.

Become Financially Sound

Learning to manage your finances will help create better saving and spending habits and long term stability.


We are all unique individuals and it’s no different when it comes to our finance needs. Sometimes we need a little help to get back onto the right path and there is no shame in approaching the right people for expert guidance.

Our team of specialists are here to help. We spend every minute of every work day up to our necks in other peoples finances, sorting out tailor made consolidation solutions that enable our clients to begin breathing a little easy again.



Consolidation will mean your budget returns to a healthy surplus or a higher surplus than you have become used to when you had multiple debts.

It’s an opportunity to begin saving some or all of that additional money towards expenses or life goals that occur in the future, and a path towards complete financial independence over time.

You should not always need to borrow money, but when you do it should be a perfect fit for your needs and allow you to move on with life.

Apply now – Easy as 1. 2.. 3…

  1. Inhale.
  1. Consolidate..
  1. Exhale…

“I applied in the morning & used the cash that I’d borrowed by that afternoon. It’s so simple & the repayments were based on my own personal budget so they’re easily affordable. I still can’t believe it!”

Chris of Wellington

“I contacted Real Finance concerned about my budget. They went though my financials and worked out how to consolidate a lot of my expenses into one simple loan, giving me back a lot of financial freedom.”

Katrina from Auckland

“The team were friendly, knowledgeable and dealt with me quickly to turn my application into funds in my account within hours. I was impressed at the efficiency and would come back if I need to. ”

Tracey in Canterbury

Contact Us

Our specialist team is here to explain what we do and how we do it, learn about your needs and requirements and then get stuck into finding the best solution to your individual situation as quickly as possible.

Our services are highly tailored and we often have to ask personal questions to fully understand your situation and finances. We treat you and your private information with respect, fairness and integrity at all times.

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